The acquired land and completed construction on it must be insured. If a house is built on your site, made of stone, its structural elements are not afraid of fire. But in the construction of wood to insure a constructive first. In the stone as necessary to insure a house against fire and finishing equipment - furniture, equipment, works of art. Do not forget that your land and buildings on it threatens not only the fire, but the water, as well as various natural disasters (such as a hurricane, lightning, falling trees, etc.). All this (plus the wrongful acts of unauthorized persons) need to be considered in the preparation of insurance documents. The more detailed list will be, the stronger your safety.