The only way to restore public confidence in the real estate market of Ukraine - to ensure completion of construction of all unfinished objects, said the chairman of the State Mortgage Institution Victor Mirgorod. As the correspondent Building.ua, during a press conference Vladimir Mirgorod said that this year, the SMI has revived its core activities - refinancing mortgage loans.
SMI chairman of the board said: "From the beginning, we bought the 150 banks in mortgage loans in excess of 50 million UAH. As a financial institution in the second level we do not direct lending to households, banks and provide financial resources so that banks could provide a mortgage on our standards. The requirements are simple - a loan issued in national currency, for up to 30 years at a fixed rate for the entire loan term. All banks that want to work on our program, we are accredited, become our partner banks and all the loans they give to our conditions, we currently buy out. "
"These actions are intended to revive mortgage lending during the crisis because the credibility of the construction market has been lost among the investors and the public. To date, the only way to solve the problem associated with the return of public confidence in this market - it is really to ensure completion of construction of unfinished objects, which to date on all territory of Ukraine there are about four thousand. Therefore, another main focus of the State Mortgage lending is a completion of unfinished objects "- said V. Mirgorod.
According to him, this is a very serious problem whose solution depends on the context in which today is the construction industry. "Dofinansirovanie these facilities will allow us to pass this year, over 150 thousand square meters. m, and next year I hope at least. To date, this program is implemented through 14 partner banks, including Bank of the "Mercury", "Kreditprombank", "Terra Bank", "Energobank." As a result of this and next year we will be able to pass more than 500 thousand square meters. m., and it is about 3.5-4 thousand apartments ", - concluded the head of the SMI.