In addition, he said, including the planned changes - a partial compensation of interest directly to the banks, not borrowers, as it is now. The Office also plans to increase the share of payments on the loan in the total household income from 40% to 55%, raise the upper limit of the family income of the borrower to obtain partial reimbursement.
Related article: What taxes must be paid in the exchange of housingIn addition, we plan to determine the maximum area of housing taking into account the number of family members of the borrower, to raise the estimated cost of housing for the calculation of partial compensation without increasing the price of the apartment. This will increase supply and choice of housing.
Ministry of Regional Development and initiates the opportunity to provide a loan at 6% per annum on the excess of allowable limit area and the estimated cost, which currently can only be met by the borrower's own funds.