Cabinet of Ministers and NBU liberalize mortgage lending of natural persons
The Government, together with the National Bank of Ukraine (NBU) has been working to liberalize the approaches to mortgage lending individuals through Sberbank JSC and Ukreximbank. About this at today's cabinet meeting, said Deputy Minister for Regional Development, Construction and Housing Yuri Hivrich. "The government in conjunction with the National Bank of Ukraine is working to liberalize attitudes on mortgage lending individuals through 2 state-owned banks, Sberbank and OAO Ukreximbank, which at this time have enough of their own resources for this", - said Yuri Hivrich.
In addition, he reported that, at this time "is already able to get loans to developers and mortgage loans by individuals."
Related article: NBU advocates for increased government funding of the compensation rates on loans for housing"To date, the authorized capital of the state mortgage agencies is 2,2 billion UAH. However, in the state budget in 2011 is envisaged to provide government guarantees for the obligations of the state mortgage agency to the bag 1 billion UAH ", - said Yuri Hivrich, -" for state mortgage agency money will be used to refinance the primary banks for lending to property developers to purpose of construction of residential use as well as for lending to individuals to purchase housing in these objects. Bank's refinancing rate is now at 11% per annum. "
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