On November 15, 2010 VTB Bank offers customers a new program of mortgage lending - lending to luxury housing. Credit is given to the amount of 1 to 50 million hryvnia. The main advantages of the program is a reduced interest rate, the smallest possible down payment, as well as the possibility of acquiring not only an apartment in a house, and homeownership.
The initial payment is determined individually and is not less than 20% of the market value of the mortgaged property. Annual interest rate for the lending program gentrification - 15,9%, loan term to 20 years. Fee for loan amount to 2,9% of loan amount.
Also available is a loan program for your needs on the security of real estate. Ratio of the loan amount to value ratio must not exceed 80% of the market value of real estate, the term of the loan tranche - up to 6 months from the date of signing the loan agreement. Loan term - up to 20 years, the interest rate - 15,9%. Fee for loan amount to 2,9% of loan amount. Credit is also provided in the amount of 1 to 50 million hryvnia.
Earlier, VTB Bank has increased the maximum loan term purchase of flats in apartment buildings with 10 to 20 years. For an initial payment of 30% of the cost of purchased housing loan term is 10 years old to 40% - 15 years to 50% - 20 years.
Since September 15, 2010, VTB Bank has lowered interest rates on loans to buy apartments in apartment buildings up to 18-19% per annum. The interest rate also depends on the size of the down payment.