"I think that even before the five per cent did not happen. But that's OK, "- said Sergey Sinister, communicating online with the readers of the site dengi.ua. According to experts, increasing the share of mortgage loans depends not only on the banks themselves, but also from ordinary Ukrainians, who after several years of economic crisis, to overcome mistrust and fear of bank loans, says Case.
Related article: Flats is, money from buyers still do notThe bank had previously said that banks are willing to lend, but while at high rates.
In turn, the National Bank pointed out that the banking system today is enough money to increase lending. Money, however, primarily directed to issue no mortgages, and short-term consumer loans to households as well as - in the risk-free instruments NBU and the government.
According to Director of the Department of the NBU's foreign currency reserve Alexander Dubihvosta, the main cause of this situation - the lack of effective demand for housing due to high prices. Both at the property itself, and on mortgage loans, which are the major instrument acquisitions square meters.