The maximum period for which you can get a soft loan under the program "Affordable housing" is up to 30 years, but no later than the Borrower retirement age.
About it during an Internet conference at LІGA.net chairman of the board of state specialized financial institutions, "the State Fund for Youth Housing Assistance Leonid Risuhin.
According to him, soft loan can be obtained at 3% per annum. The state has established benefits in accordance with which the birth of a child in the family, the family is exempt from paying interest. At the birth of two children, the state deducts 25% of the loan amount, if three or more children, the borrower pays only 50% of the loan, says L. Rasuhin.
It also calculates how many apartments will cost a young family of two people without children in Kiev. "Proceeding from the cost of housing, which declare the Kyivmiskbud - 8 UAH. And in terms of a possible area of ??50 square meters. M estimated cost of apartments will be about 400 thousand UAH." - He said.
According to him, in case of receiving state support under the program fund young family of two people without children can count on these options:
- On the program "Affordable Housing" State support non-refundable and can make 120 UAH.;
- For concessional lending program, a family can receive preferential credit of up to 225 UAH.;
- For credit program at their own expense fund at a rate of 10.75% per annum family can count on a loan of 360 thousand UAH.
Recall that in the first quarter of 2011 to the state target socio-economic program of construction (purchase) of affordable housing for 2010 - 2017, commissioned nearly 90 thousand square meters of housing.