"... We plan to resume mortgage loans to individuals by early next year "- said Demyanov.
According to him, one of the conditions of the resumption of the mortgage is to reduce its cost. Raiffeisen Bank Aval think that is an acceptable amount of such loans at 18% annually in local and below.
The second prerequisite for the start of mortgage lending, according to a banker, is the condition and quality of its loan portfolio.
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Mr Demyanov said that the banking system should make the lessons to provide a loan before the crisis, not to have any problems with the assets, faced by banks today.