Oranta (Kiev) has developed a new insurance program "Fortress," for holders of elite private houses worth more than $ 100 thousand, according to a press release of the insurer.
The program provides comprehensive insurance of private homes, the civil liability to third parties, and the financial risk of loss of property rights, insurance, real and personal property of the main building, economic structures, complex man-made landscape design, external engineering communications, covering layer of soil.
Home ownership with the sum insured up to $ 150 thousand is accepted for insurance without examination upon application to the attached list of property and photographs of the property.
The main risks, which covers the program are: fire, natural phenomena, the effects of fluid wrongful acts of third parties, burglary, robbery, burglary and destruction, damage to property as a result of attempts of such action, hitting the TC.
Additional risks include: glass breakage, terrorism, negligence (unintentional), actions of third parties, destruction, damage to property due to the erroneous inclusion of automatic fire extinguishing systems, damage due to freezing of the liquid and the internal engineering systems, equipment damage due to exposure of the liquid in case of faulty washing machines and dishwashers cars damaged aquariums; damage by falling trees, external architectural elements or other objects; damage due to damage of electronic devices as a result of accidents in the electrical network, and accidents at the enterprises of supply; costs to minimize the damage and clear the area.
The sum insured for certain categories of property are established within the market value of the property at the conclusion of insurance contract. Feature of the program is the availability of customer service - for the insured assigned a personal manager to accompany the insurance contract and the settlement of damages.