Ukrainian banks expect a recovery in lending over the next 12 months. According to the survey NBU credit growth expected 45%, improving the quality of the portfolio - 39%.
At the same time, most banks are still skeptical about the revival of retail lending, but 40% of respondents expect to improve the quality of loans to individuals over the next 12 months.
The first signs of the future resumption of lending were visible, according to the banks in the third quarter, when the overall level of approval of the loan applications of economic entities grew for the first time in two years. The increase observed for loans to small and medium-sized enterprises, short-term loans in the national currency.
According to the NBU, the survey conducted among credit managers of 51 banks, and the answers given 48 banks, accounting for 85% of total banking system assets. The regulator said that the survey results are a reflection of the views of respondents, not the estimates and projections.
As reported, it is estimated the NBU, in early September the arrears of enterprises to banks has now reached 17% of total bank loans, with a significant increase in indicators of arrears of enterprises to banks occurred during 2014-2015.