According to experts, to date, the average effective rate takes into account all the additional commissions and other payments to the borrower, equal to about 24% annually in local currency. This level will continue until early fall. In this case nominal rates may be reduced up to 14-16% per annum.
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"The launch of large-scale government programs affect mortgage rates and loan amounts are very local - for a fairly narrow range of facilities and potential customers", - noted experts.