To answer this question today, 07 September, during a roundtable in UBA correspondent's question portal Zagorodna.com Vice-Chairman of the Board of JSC "Bank Tavrika Alexander Namyasenko:
- At present there are no preconditions for mortgage lending to households and developers in the segment of the country real estate.
In Ukraine, few people can afford to buy suburban real estate.
The population there is pent-up demand, and it is connected with fears of further economic development in the country. People have the money for a down payment, but the uncertainty of the Ukrainian state hinders their wishes.
In addition, the market has a lot of ready-made houses in the secondary market and in the cottage with a 100% ready, and until the market will absorb at least some of these facilities until about any credit it would not.
I should add that the majority of developers, often not all the documents comply with applicable laws.
The market little objects, which the bank would undertake to lend.