By the spring of 2011 the conditions for mortgage lending in the hryvnia will already be comfortable enough - at the level of 14-16%, and will be offered more flexible terms, predicts a CEO Ukrsotsbank Boris Tymonkin.
"By the end of the summer has started the activity in the retail market. Last week, we lent the purchase of 50 vehicles. This is a significant result because it was the first month, when the number of issued new loans on the auto was more than the number of closed (canceled), says RBC.
That is to say, the saddle point. All very reminiscent of the last crisis, the so-called "Russian" - 98-year, and all that was after him. Just 10 years difference: 2008 and 1998. First, developing the corporate sector, followed by retail. That's OK "- says Boris Tymonkin.
According to the head of the bank, raising interest rates on foreign currency mortgages in 2008 was due to the rising cost of resources.
"The Bank's activities in many ways similar to the work of traders of gasoline. If oil is growing, more expensive petrol, oil becomes cheaper - cheaper petrol. That is, I took a life, if I pay more for it, I have a higher cost, added to it certain their margins and selling, "- said the banker.