To date, 90% want to take a mortgage loan are turned away from banks. In the summer the rate was about 30%. About this IAP "Capital property" said Sergei Tyutyunnik, CEO BGT Consulting.
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"Even if the borrower receives a positive preliminary decision of the bank, before the actual loan deal does not come," - said the expert.
Those who receive a positive response from the bank, the money provided for a maximum of 7 years. In the summer the money was given for 10-15 years. The average interest rate is around 21%.
Earlier it was reported that mortgage when buying a flat in attracting 13% of cases.