According to the company "Prostobank Consulting" on January 16, 2012 the average real rate on loans to purchase real estate in the primary market for 15 years on the banks of the 50 largest by assets amounted to 18.07% per annum.
Related article: Mortgage dehydrated until springAt the same time on December 19, 2011 the average cost of such loans amounted to 18.38% per annum. Thus, in the last month loans, "a primary" fell on average by 0.31 percentage points. Interest rates on loans for 20 years during this period declined by almost half - by 0.17 percentage points to 17.1% real per annum.
It is worth noting that before such loans rose in price: in the August-December 2011 the average cost of borrowing for a period of 15 years increased by 3.37 percentage points, for 20 years - 2.55 percentage points
The number of banks among the top 50 that offer mortgage loans to "a primary" to the end of 2011 has not changed - these loans are willing to provide 15 institutions.